Established in January, 1992, the Risk Management Association of the Residential Construction Employers Council offers an alternative to "typical" workers' compensation insurance programs by making you part of the RMA Team. RMA provides a self-insurance program designed by the construction industry, for the construction industry, a 29.01 Program under the State of Illinois Department of Insurance, for safety conscious contracting firms.

WRAMSCO, Program Administrator, provides risk and claim professionals including court certified experts, lawyers, doctors, and auditors, who help you resolve claims. They provide you with the advantage and comfort level you have always looked for in risk retention, risk transfer, and loss reduction. WRAMSCO, a firm recognized as an expert in claims management, has recovered millions of dollars for clients. They have audited more than 100,000 claim files. More on WRAMSCO...

Legitimate claims are handled promptly and fairly. Injured employees deserve to receive the best medical services available and return to work at the earliest reasonable date possible. Simultaneously, WRAMSCO aggressively defends against those employees filing fraudulent claims and/or attempting to manipulate the workers' compensation system to the detriment of our members. This also holds true for any unscrupulous individuals who may be practicing within the medical and legal professions. These types of claims are identified and addressed through the utilization of accident investigations, subrosas, forensic medical evaluations, sworn statements and other proven methods.

BENEFITS
RMA utilizes a team approach to workers' compensation coverage, claim management and loss control.   RMA's services lower costs for member firms.

• Effective management and thorough investigation of ALL claims reduces your overall cost and puts money back in your pocket

• Return-to-work programs speed recovery time, are good for morale, and save you money

• Members have a direct voice at the board level to set association policies and standards

• RMA's Director of Loss Control and Safety, John Schumacher of Alternative Resource Management, analyzes previous claims to help prevent future claims RMA's safety and loss control services assist your company to reduce losses and minimize the possibility of OSHA violations

Experts in all facets of claims management work with you to control losses. Members are part of the decision making process and are afforded the courtesy to review/approve all claim payments. Membership in RMA is exclusive to those construction companies who initiate and implement safety and loss control programs.

For additional information on the RMA of RCEC program, contact Dan McKinney via phone at 630-960-1020.